South Carolina law allows you to legally drive without auto insurance if you meet certain qualifications and pay $600 to register an uninsured vehicle.New Hampshire does not require car insurance, but if you’re in an at-fault accident you must prove you have adequate funds to fulfill the state’s financial responsibility law.While requiring car insurance is the norm, three states are unique in the choices you have. Which States Don’t Require Car Insurance? Insurance requirements based on information from each state’s department of motor vehicles, as of May 2023. Uninsured/underinsured motorist bodily injury: Car Insurance Requirements by Stateīodily injury liability (per person/per accident) The minimum car insurance required by your state is important to know, but this amount may not be adequate for your needs. But no matter where you live, liability car insurance-which covers damage and injuries you cause others in an accident-is the main required coverage. The minimum amount of auto insurance you need to buy varies by state.
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Most states require that car owners buy liability car insurance, but coverage requirements vary by state.The key to figuring out how much car insurance you need is knowing your state’s requirements and examining your specific situation. But your state’s requirements may be higher or lower. The most common minimum limits for liability are $25,000 per person and $50,000 per accident for bodily injury and $25,000 for physical damage. It covers damage and injuries you cause to others in an accident. Liability insurance is the main mandated coverage.
Every state has a minimum amount of car insurance you must buy to satisfy financial responsibility laws.
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